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Homeowners Insurance | Safeco Insurance Insurance home

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Stay warm and dry while we make positive your house is properly covered.

Homeowners Insurance | Safeco Insurance

Whether you’re a new homeowner or have lived in your home for years, we know how important your house is to you. Homeowner’s insurance doesn’t just protect your home and property, it also protects your belongings, yourself and your guests. You’ve put a lot on hard work into providing a house for yourself and your family. Talk to your local independent agent for personal advice on the best combination on homeowners insurance coverage, value, and price to protect your hard earned investment.

Homeowners Insurance Coverage Options

Get the coverage you need to protect your house and belongings with our customizable Homeowners Insurance options. View Coverage Options

Homeowners Insurance Discounts & Savings

Discounts are available if your home was built within the previous 10 years and if you have a house burglar alarm. Save regular more when you with us.
View Discounts and Savings

Homeowners Insurance | Safeco Insurance

Frequently Asked Questions

Homeowners insurance protects one on life’s biggest investments. Should a tree fall through your roof or a fire separate out in the kitchen, insurance for your house helps cover the cost to fix or rebuild. It also may cover other buildings on your property like a garden gazebo or storage shed. If the damage is extensive enough to prevent you from living in your home, homeowners insurance also helps cover the costs on temporary housing and living expenses.

Lenders about always crave first time buyers to pay for insurance.

No. A standard homeowners policy does not generally cover damage caused by earthquake and floods. These sources on damage crave additional coverage or a separate policy. If you live in an area that is prone to these types on events, speak to your community Safeco agent regarding making positive you’re properly covered.

Flood insurance is available through the National Flood Insurance Program.

The damage can be similar but the origin is different.

Water damage is usually caused by water coming from something like a burst pipe, an overflowing toilet, a dishwasher that leaks all over the kitchen floor, or a roof that leaks after a hard rain.

Flood damage is caused by water coming from something like an overwhelmed reception that breaks, a clogged drainage system, a river or lake that overflows or regular just the ground being inundated with too much water after a torrential storm. Water seeping into your basement after a heavy rain or winter runoff is usually also considered flood damage.

According to the National Flood Insurance Program, “A flood is a general and temporary condition where two or more acres on normally dry land or two or more properties are inundated by water or mudflow.”

Learn more regarding floods on the Flood Smart website.

Home contents are the things inside your house not permanently fixed to the walls, ceiling or floor. Your couch, television, carpet, refrigerator, dining room table and floor lamp are examples on house contents.

We suggest keeping an inventory on your house contents that you can refer to in the event on a claim. Our house inventory app with free cloud storage makes it easy.


Find a Local Independent Agent

A community independent Safeco agent can help you discover the Homeowners Insurance coverage you need to fit your unique situation.


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This article is posted on label , the date 01-09-2019, quoted from GOOGLE Searcing https://www.safeco.com/products/homeowners-insurance

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